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After Bankruptcy

It’s a good idea to let the dust settle from your bankruptcy discharge first, so I recommend waiting about three to six months after the end of your case before starting the cycle of reviewing.

Purdue Pharma filed for bankruptcy in the first step in a complex, multibillion-dollar plan by the maker of OxyContin to settle thousands of lawsuits brought against it by state and local governments.

Many debtors keep property secured by a loan (typically a house or car) and continue to make their loan payments after bankruptcy without reaffirming the debt. If you did not reaffirm the debt during the bankruptcy, it should be listed as discharged, even if you keep the property and continue to make payments on the loan.

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Directly after your bankruptcy, most lenders won’t even consider lending to you for something as big as an auto loan (although they’re more flexible on auto loans than they would be for a mortgage).

If you open new credit accounts after your bankruptcy, you’ll need to show that you’ve established a good credit history by paying your payments on time. How to avoid the credit score requirement. FHA has another rule-you can qualify by choosing not to open any credit accounts after bankruptcy.

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Obviously, you’ll be better off going with a Chapter 13 bankruptcy, rather than a Chapter 7 if your main goal is to re-establish your credit as quickly as possible. Can You Get Credit Right After a Bankruptcy? Back in the day, you couldn’t get credit right after filing for bankruptcy but that’s no longer the case.

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The key to buying a car if you're in bankruptcy is to shop around for an auto loan, just as you would if there were no black mark on your credit.

So far, Rural Hospital Group is the only bidder, according to the report. Hillsboro Community Hospital entered Chapter 11 bankruptcy in March after its previous owner defaulted on bills.

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