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Loansminnesota Commercial Mortageminnesota Commercial Real Estate | El Real Estate Buying a Condo. 3 Ways Condo HOA Fees Can Destroy You You want to add a bedroom to your condo, but your HOA says you can’t. The CC&Rs, however, are silent on the issue. If your HOA is unwilling to bend, you may have to sue to see if you can remodel your home the way you’d like. Repairs. You are paying your HOA dues for a reason.