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Lloyds Bank Resurrects 0%-Down Adjustable-Rate Mortgages for First-Time Buyers to Prop Up UK’s Housing Market Lloyds Bank Resurrects 0%-Down Adjustable-Rate Mortgages for First-Time Buyers to Prop Up UK’s Housing Market Lloyds Bank has launched new two-year fixed mortgage offers for first-time buyers (FTBs) and homemovers while reducing remortgage rates further. The bank introduced, from 17 March, a new two-year fix at 75 to 85 per cent loan-to-value (LTV) and a 995 fee.
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