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Today the United States Court of Appeals for the DC Circuit issued its long-awaited ruling in the PHH v. cfpb appeal (opinion here). LLW has written about the PHH case here and here before, and below are some quick takeaways from the court’s 110-page ruling for industry watchers: The court deter.
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DC Circuit Court of Appeals Finds Structure of CFPB to be Constitutional: What The Most Recent phh mortgage decision Means for You . The financial world waited with bated breath for the en banc decision of the DC Circuit Court of Appeals (the En Banc Court) in PHH Corporation, et al. v. Consumer Financial Protection Bureau, No. 15-1177,
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Eric Mogilnicki is quoted by The National Law Journal in an article regarding the significance of a federal appeals court ruling upholding the lawfulness of the CFPB’s single-director structure. "The combination of that opinion and Acting Director Mulvaney’s recent statement that the bureau would stop ‘pushing the envelope’ on enforcement matters will provide PHH with strong arguments for why the case should be dropped," says Mogilnicki.
A team from Gibson Dunn fought the CFPB in the D.C. Circuit-and now they’re in the Fifth Circuit challenging the agency’s single-director design. Will one of these cases reach the U.S. Supreme.
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