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Why Mortgage Pre-Approval Matters – North Florida Mortgage

Your Pre-Approval Matters. You do not have to search hard to find mortgage horror stories. lost earnest money, broken moving arrangements and countless hours of wasted time; all because one piece of the home-buying process was half-heartedly completed – the pre-approval.

Category: Pre-Approval for Mortgage Florida. Getting Pre-Approval for a Mortgage in Florida is one of the most important things to do when starting to house-hunt.

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Documents Needed for Mortgage Pre-Approval Speed Up the Process. When you have a pre-approval letter as a prospective buyer, this helps show a seller that you are serious about an offer you place on a piece of property. It also can help speed up the process between the time your offer is accepted and your closing date.

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The post Why Mortgage Pre-Approval Matters: A Guide for home buyers appeared first on Real Estate News & Advice | realtor.com. Here’s all you need to know about mortgage pre-approval, how it’s.

What documentation you need. To get pre-approved, you’ll need to provide a mortgage lender with a good amount of paperwork. For the typical home buyer, this includes the following: Pay stubs from the past 30 days showing your year-to-date income. Two years of federal tax returns. Two years of W-2 forms from your employer.

Pre-approval. Mortgage pre-approvals are a more substantive. To all the parties involved in a real estate transaction, a pre-approval mortgage letter is considered the minimum level of qualification a home shopper should have. The reason this level matters is that a borrower’s credit and income are verified. For pre-approval, verification.

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